The first American Express charge card was issued in 1958. The success and growth rate of the company was so exponential that within five years, around one million cards were in use at almost eighty-five thousand locations in and outside United States.

The Buyer’s Assurance Plan is one of the salient features of the American Express credit card. When the entire purchase of the covered product is made from the card, the Assurance Plan will extend the manufacturers warranty time period with one additional year on warranties of five years or less that are eligible in the United States of America, so protection is provided from any product fault, malfunction and damage for one additional year at no additional cost. Then there is the return protection plan which ensures that you are completely satisfied with the purchases. If you wish to return an eligible product purchased in the United States of America within the stipulated time period of ninety days and the seller will not take it back, American Express will make the refund of the purchase price. The coverage is up to 300 dollars. Then there is also the Car Rental Loss and Damage Insurance Plan which protects against theft and damage to rented vehicles.

Then there is the section of business cards which is loaded with different credit card offers. These American Express credit cards really help in running small businesses with proficiency and effectiveness. There are even trade discounts to be availed and the American Express Business Gold Card promises savings up to 25% on business expenses. Another salient feature of this card is that it puts no limit on the reward points that can be earned and there is no time restriction on the time period within which these points have to be availed. Then there is the Platinum Business Credit Card which has no annual fee and has the option of pay over or in full and it gives 0 % intro Annual Percentage Rate for twelve months on purchases. This card also promises 25% saving on business expenses. The Blur for Business credit card also offers similar services. Then there is the Green Business card which is ideal for managing day too day operations of the business such as administrative expenses. And then there is the American Express Corporate Card which promises to improve expense management for the business.

American Express credit cards provide a wide range of credit cards geared to satisfy the ever evolving needs of the user, a good example of which is the student credit cards.